action place for form without a plugin?

Just a quick question, does wordpress have a build in option for me pointing a form to within the action?

reason is I dont want to use a plugin as they dont use standard form code and that would mean me having to mess with restyling my form

here is my code: (unless someone knows of a plugin that will work with my form?

<!-- Form Code--><form method="post"  action="#####"  >
                <div style="float: left; margin-top: 0px; margin-left: 20px;">
                  <input class="spotform1" type="text" name="name" value='Enter your name' onFocus=" if (this.value == 'Enter your name') { this.value = ''; }" onBlur="if (this.value == '') { this.value='Enter  your name';} "   />
                <div style="clear:both;"></div>
                <input class="spotform1" type="text" name="phone" value='Enter phone #' onFocus=" if (this.value == 'Enter phone #') { this.value = ''; }" onBlur="if (this.value == '') { this.value='Enter phone #';} "   />
                <div style="clear:both;"></div>
                <input class="spotform1" type="text" name="email" value='Enter email' onFocus=" if (this.value == 'Enter email') { this.value = ''; }" onBlur="if (this.value == '') { this.value='Enter email';} "   />
                <div style="clear:both;"></div>
                </div><div style="float: right; margin-top: 0px; margin-right: 20px;">
               <textarea name="message" rows="5" class="spotform2" onFocus=" if (this.value == 'Destination') { this.value = ''; }" onBlur="if (this.value == '') { this.value='Destination';} " value='message'   />Enter message </textarea>
             <div style="clear:both; height: 0px;"></div>
                <div align="right">
                  <input type="submit" value="Submit Your Info" class="contact1" border="0" />
                </div>

thanks