Breaks links with swears in URL

Is there a way, other than by putting strict filtering ON, to avoid the software breaking URLs with censored words in them?

Or perhaps an update could take into consideration IMG SCR, A HREF and so forth?

Strict filtering has the issue that it is then very easy for people to bypass the system by putting their swearing -inside- *other* #character# or embed then in absoflippinghuge silly words… ??