This is likely showing up after the first install. It appears because no settings for Breadcrumb NavXT are in the database yet. You can click the linked “Migrate now” to have initial settings populated in the database and gain access to the settings in the settings page.
As discussed in the following thread, this will be changing in the next release of Breadcrumb NavXT: https://www.ads-software.com/support/topic/first-setup-migrate-now?replies=2
If you have any further input into how to make this message more intuitive, please let me know.
More background into the current message, its meaning, and when it shows up: https://mtekk.us/archives/general/explained-the-your-settings-are-out-of-date-migrate-now-message/