Hi @muga
You’re 100% right. All our plans require a credit card to start; even the free plan and some features are only available on certain plan levels.
However, you can control when and if your card on file is used within your account settings. You can read more about those settings here – https://optinmonster.com/docs/pageview-and-upgrade-preferences/. And you can always upgrade at any time to access the features you’d like.
We’re sorry OptinMonster didn’t work out for you, and thank you for trying OptinMonster out. Good luck with your future endeavors!