It probably happens during the plugin upgrade, the last upgrade was June 2, but you could have installed it anytime after that.
Please test something for me so I would know if making a code change would help or not:
1. look at the permissions of the folder captcha-temp
2. delete the folder captcha-temp
3. open a page on your site with the captcha, like a comments page that shows it.
4. Did the folder regenerate on its own? (it should)
What is the permissions now?
Then edit the si-captcha.php file
find this code in the function si_captcha_init_temp_dir:
wp_mkdir_p( $dir );
@chmod( $dir, 0733 );
change it to:
wp_mkdir_p( $dir );
//@chmod( $dir, 0733 );
repeat steps 1-4, then let me know the answers of #4 after the change
If this fixes it, i can make the change part of the next version i release.