Unable to send to (or from) email with a comma in name

If there is a comma in the email fromaddress or toaddress

Most simple examples to get problem:
wp_mail( 'First Last, Jr <[email protected]>', 'subject', 'body' )

wp_mail( 'First Last <[email protected]>', 'subject', 'body', ['From: First Last, Jr <[email protected]>'] )

This works:
wp_mail( 'First Last Jr <[email protected]>', 'subject', 'body', ['From: First Last Jr <[email protected]>'] )

WordPress’ wp_mail function succeeds with the comma in the to or from address.