100cagettes

I found this code which is work great, to be perfect, how can i add for product 28, all payement gateway are available except ‘wallet’?

/**
 * @snippet       Disable Payment Method for Specific Category
 * @how-to        Watch tutorial @ https://businessbloomer.com/?p=19055
 * @sourcecode    https://businessbloomer.com/?p=19892
 * @author        Rodolfo Melogli
 * @compatible    WC 3.5.4
 * @donate $9     https://businessbloomer.com/bloomer-armada/
 */
 
add_filter( 'woocommerce_available_payment_gateways', 'bbloomer_unset_gateway_by_category' );
 
function bbloomer_unset_gateway_by_category( $available_gateways ) {
global $woocommerce;
$unset = false;
$category_ids = array( 17, 16, 22 );
/**
 * Les valeurs 3, 4 et 5 correspondent aux ID des catégories
 */  
foreach ( $woocommerce->cart->cart_contents as $key => $values ) {
    $terms = get_the_terms( $values['product_id'], 'product_cat' );    
    foreach ( $terms as $term ) {        
        if ( in_array( $term->term_id, $category_ids ) ) {
            $unset = true;
            break;
        }
    }
}    
    if ( $unset == true ) unset( $available_gateways['stripe'] );
    if ( $unset == true ) unset( $available_gateways['bacs'] );
    return $available_gateways;
}