I studied the forums about this problem, it goes back many years for many, many users. Several members suggest breaking into template code to add this:
<div id=”comments”>
<?php comments_template(); ?>
</div>
however #1 I’m using the default template, nothing fancy, and it has a warning to NOT change code
#2 I wouldn’t know where to add code (should be “after The Loop in your theme’s page.php.file” ….however I don’t know what that means)