Wish I can edit my post or delete my double post(sorry).
But I figured something else out that has me puzzled.
When downloading the thumbnails from my gallery folder in Dreamweaver, the image looks correct with the right aspect ratio and all. But when I view the image on the server it gets cut off on top and bottom.
Example Image
However, if I right click on the thumbnail that is used within NGGallery(used in the Manage Galleries page) it has something appended to the end of the .jpg file name.
https://www.minki2013.com/wordpress/wp-content/gallery/miosa-couture/thumbs/thumbs_addison_back.jpg?i=1310104496
And that seems to display the whole picture as I need it. This seems like a bug to me.