In fact I do trust my designer, but my site has been hacked and to put it right he wants to charge me. I just wondered if this was what I should expect from him. I don’t know much about web design and hosting and I guess I thought that him hosting it would protect me from malware. If anyone can attack my site at any time this could end up a pretty expensive deal for me, and there is no insurance policy to cover it is there? If my physical office were vandalised I could claim off the insurance. What could I do in the case of my site being vandalised?