Just deactivated all plugins, then reloaded my main page, and no change.
I should note too, that I had a previous installation which I completely removed, and then reinstalled from scratch, before reimporting my content from my backup (which also gave me trouble, though I was able to resolve that). It failed to show me the admin bar both before and after that reimport, though.
EDIT: Is there any way that I can just disable the admin bar? I won’t really be using it anyways, and it wouldn’t hurt me in any way to just get rid of it.
jW