@wfadam
Thank you so much! nailed it in one. It was ReCaptcha by BestWebSoft that was causing the issue.
I deactivated it and could login as normal as with a “user” account without 2FA and was challenged with 2FA with an admin account.
As soon as I reactivated the ReCaptcha plugin the issue came back.
So, now all I need to do is decide if I want to go with ReCaptcha V3 which is integrated in WordFence or find another plugin to allow me to keep using V2.
I do prefer V2 to V3. So something for me to think about.
Anyway, once again, thanks for your help!