Thanks emsi !
Hostgator was unable to explaing why Fantastico did not add the option to search for Index.php automatically……said ‘never seen that before” but
I had installed and uninstalled and reinstalled 3 directories and the root itself before posting here…
Summary: Your solution was correct. Hope it helps anyone else that encounters same. Only seeing the Directory Tree after Install via Fantastico – check the .htaccess files. See esmi above!
Much appreciated.
